Let’s Talk Health Insurance for Freelance Writers

health insurance for freelancers

Adulting time, folks. Insurance is one of the more complicated aspects of freelancing. But, especially for those who travel as they work (#workanywhere), health insurance is a must-have. So, let’s talk health insurance for freelancers.

Allow me to share an experience I had about 13 years ago. I had just left my full-time corporate job to go freelance full-time. I lost many benefits, one of them being a health insurance plan. Naively, I didn’t get my own policy because:

  1. I was healthy. I wouldn’t get really sick.
  2. Private health insurance policies were (are) expensive.



A year or so into full-time freelancing, I found myself at the hospital thanks to severe acute pancreatitis (yeah, go look that up). It was the worst pain I ever felt. And when I got out about two weeks later…talk about adding salt to the wound…a whopper of a medical bill. I was in debt for a while because of that.

All this to say—health insurance can be a lifesaver.

The thing is, there really aren’t a lot of options for health insurance for freelancers.

That’s why, when the guys at SafetyWing reached out, I thought it worth sharing with you. After all, I wouldn’t be surprised if you encounter the same issues I have had with health insurance (not the pancreatitis part).

SafetyWing has this plan “Remote Health – Affinity Plan,” which might be the thing you’re looking for. In brief, this plan’s features are:

  • Members can go to any hospital or doctor in the world (private and public)
  • Free 24/7 customer service — with an NPS of 70 (10x the industry standard)
  • Medical History Disregarded for anyone joining the plan
  • Coverage includes $1.5M USD for hospital charges per policy year (amongst many more benefits)
  • Members are covered while traveling (business and pleasure)

health insurance for freelancers

How can you take advantage of this?

As a member of the FWJ community, you can sign up for their global health insurance plan at a discounted rate of up to 40% off the regular price.

With SafetyWing, you have access to any hospital or doctor in the world, both private and public. And if you ever have any questions or concerns, our free 24/7 customer service team is here to help, with an NPS (net promoter score) of 70, which is 10x the industry standard.

We understand that many freelance writers may have had trouble obtaining health insurance in the past, which is why we offer a plan that disregards your medical history. And with coverage of up to $1.5M USD for hospital charges per policy year, you can have peace of mind knowing that you’re protected no matter where your work takes you. Plus, members are covered while traveling for both business and pleasure.

Don’t let being a freelance writer hold you back from obtaining the health insurance coverage you need. Sign up for SafetyWing today and take advantage of the exclusive discounted rate for FWJ community members. Protect yourself and your career with SafetyWing.

Interested? Let us know, and we’ll connect you with them.

P.S. We are not getting compensated for this post. We just think that you might find this health insurance option useful.

 

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